We are proud to offer Farmers Identity Shield^SM. This coverage can be added to your policy by endorsement providing coverage for losses due to identity theft; credit and public records monitoring, and identity or travel documents replacement.

With identity theft becoming more common and costly, having Farmers Identity Shield may give you some peace of mind for only pennies a day.

Identity Theft Facts

Identity theft is the fastest growing crime in the U.S. It has been listed as the #1 consumer complaint for seven consecutive years. The crime can be devastating, and is often costly and time-consuming to resolve. According to the Federal Trade Commission:

• Losses stemming from ID theft total more than $56 Billion annually.
• Out-of-pocket expenses for victims are increasing.
• The average victim takes 175 hours to restore their lives after identity theft.
• There are 27,000 new victims of identity theft daily.

Identity theft has become so prevalent that most people, if not victims themselves, know someone who has been a victim. Farmers Identity Shield is a comprehensive solution that can help you safeguard your good name.

Features

Below are some of the features of Farmers Identity Shield that will help you fight the ever increasing threat of identity theft.

Coverage:

• $28,500 expenses
• $1,500 indemnity

Credit monitoring:

• Monitoring of credit files as well as publicly accessible records for fraudulent activity, for two people
• Annual identity report with details of the customer’s credit file and public records

Victims of identity theft or those who suspect they may be victims receive:

• Identity resolution services for the entire household
• 24/7 access to an advocate at Identity 911® to guide the victim through the identity recovery process
• Preparation of correspondence necessary to notify all relevant parties of the fraud (credit bureaus, financial institutions, etc.)
• Creation and maintenance of a case file of all phone calls, documents and results
• Assistance in placing fraud alerts and security freezes with credit bureaus

Even if you are not a victim of identity theft:

• Professional on call to answer questions regarding identity safety concerns
• Assistance in replacing lost, stolen or damaged identification documents (birth certificate, passport, etc.)
• E-mail tips and news to help prevent identity theft
• Access to Farmers’ informative Web site www.FarmersIdentityShield.com.

Farmers Identity Shield also provides specialized services for military members, families with children and those who have lost a spouse. It also provides unique services for those traveling abroad.

Price

• The Farmers Identity Shield is at most $65 a year.
• This works out to less than 18 cents a day.

With so much coverage and so many services included for pennies a day, Farmers Identity Shield is a phenomenal value. More importantly, it may help provide you some peace of mind during a time when identity theft can happen to anyone.

Note: Because Farmers Identity Shield is an endorsement, you will need to have an underlying Farmers Homeowners or Renters policy.

Frequently Asked Questions

What is identity theft?
Any theft or unauthorized use of your identity, personal information or financial information qualifies as identity fraud. You are at risk of becoming a victim of identity theft if your wallet has been lost or stolen, or if your home or car has been burglarized. If you notice unusual charges on your statements or receive unexpected bills, you may be a victim of identity theft.

Who is covered by Farmers Identity Shield?
This endorsement provides coverage for everyone in the insured household, including dependent students away at school.

How is my policy affected by an identity theft related claim?
Your policy is not affected in any way. Your premium will not be increased as a result of an identity theft claim.

Where can I get more information?
Your local Farmers Agent will have additional details on Farmers Identity Shield and can also add the endorsement to your policy.

Security Tips

Identity theft can hit you no matter where you live or what your income. Know how to protect yourself:

• Do not carry your Social Security card in your wallet
• Use online bill pay and e-bills to reduce the amount of sensitive data in your mail
• Use a secure locking mailbox or a post office box
• Shred with a crosscut shredder anything that contains your name, address, or other sensitive data before discarding
• Never write your Social Security number on your checks

Check www.FarmersIdentityShield.com for more tips, plus daily updates on the latest schemes and tricks ID thieves use.